The right insurance,
chosen honestly.
Right cover, honest reasoning, zero callback spam.
- IRDAI broker
- Same fee on every plan
- ₹500 Cr+ claims settled
How it works
Three steps. No fluff.
Tell us about you
Three quick chips — or talk to Pia, our voice advisor. Under a minute.
See where you stand
Well-covered, gap, or overpaying — with the math behind the verdict.
We tell you the best plan
Even if it's one we don't sell. We point you to the broker who does.
When it matters most
We stand with you at claim time.
₹500 Cr+ in claims settled with our help. Loop our claims team in and we chase the insurer's deadlines, pre-vet your documents, and flag problems before they cost you.
How claims help worksWhat our claims team does
30-second checks
Get a clear answer in 30 seconds.
How much health cover?
Right-size your family's cover
What makes Pazcare different
Three things every honest broker should be — and most aren't.
The same fee on every plan
A flat brokerage, identical on every plan — among the lowest in the industry. We never have a reason to push one over another.
See how we earnWe work for you, not insurers
IRDAI-licensed broker — your market-wide advocate. We can recommend a plan we don't even sell.
Read the licenseNo calls, ever
Don't want to buy? Fine. We won't ring your phone. WhatsApp updates are opt-in only.
The promise
Already insured?
See where your cover stands.
We'll read your insurance emails and tell you in 30 seconds whether you have a gap, you're overpaying, or you're set.
Check my cover · 30s- We only read insurance emails.
- Delete everything in one tap.
Your cover check
You're under-covered by ₹7 lakh
What people ask us
Straight answers.
Will you call me if I don't buy?
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No. Never. That's the promise. WhatsApp reminders are opt-in only — and you can turn them off any time.
How do you earn money?
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The same flat brokerage from the insurer on every plan — among the lowest in the industry. We earn ₹0 if you don't buy. The full breakdown is on /how-we-earn.
What if the best plan isn't one you sell?
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We tell you. Then we point you at it. As an IRDAI-licensed broker, our job is to represent you in the whole market — not push the insurers we're partnered with.
Is my data safe?
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Read-only. Encrypted. Yours to delete in one tap. We only read insurance-related emails. See our DPDP statement.
What does Pazcare cost?
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₹0. The insurer pays our flat brokerage. You pay the same premium whether you buy through us or direct.