Calculator — Health cover
Same flat fee on every planHow much health cover do I need?
Tell us your age, income and city. We'll show you a cohort-median benchmark, your ideal cover, and the math behind both.
Three inputs.
Age
Annual income
City
Anonymous. Takes 30 seconds.
Methodology
Cover = max(50% of income, ₹5 lakh; +₹5 lakh if metro; 3-5× income if 40+). Peer premiums from 18 active plan rate cards (2025-26 effective dates).
Read the full methodology →Want the exact number — not an estimate?
Connect your Gmail (read-only). We'll find your existing insurance and tell you whether you have a gap, you're overpaying, or you're set — in 30 seconds.
Find my right cover →