Calculator — Term insurance
Same flat fee on every planHow much term cover do I need?
Industry rule: 15-20× your annual income. We'll show you the exact number for your profile, plus what peers like you typically pay.
Three inputs.
Age
Annual income
City
Anonymous. Takes 30 seconds.
Methodology
Term cover = 15-20× annual income (industry consensus, Swiss Re 2021 protection-gap study).
Read the full methodology →Want the exact number — not an estimate?
Connect your Gmail (read-only). We'll find your existing insurance and tell you whether you have a gap, you're overpaying, or you're set — in 30 seconds.
Find my right cover →