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Health plans in India.

All 57 notable retail plans. 3 we sell; the rest we'll still recommend honestly when they're the right fit.

We sell these — 3

Listed plans we can fulfil today.

Care Health Insurance

Ultimate Care

  • Max cover₹1 cr
  • CSR (FY24-25)99.06%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

HDFC ERGO General

my:Optima Secure+

  • Max cover₹2 cr
  • CSR (FY24-25)97.45%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

ICICI Lombard General

Elevate

  • Max cover₹3 cr
  • CSR (FY24-25)86%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

We don't sell these — 54

We'll still tell you when one is the right fit, and point you to who does sell it.

Star Health and

Diabetes Safe Insurance Policy

  • Max cover₹10 lakh
  • CSR (FY24-25)99.06%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Star Health and

Family Health Optima Insurance Plan

  • Max cover₹25 lakh
  • CSR (FY24-25)99.06%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Star Health and

Special Care Gold

  • Max cover₹10 lakh
  • CSR (FY24-25)99.06%
  • PED waiting36 mo
  • Mandatory co-pay20%
  • Room-rent prop. ded.Yes

Star Health and

Star Comprehensive Insurance Policy

  • Max cover₹1 cr
  • CSR (FY24-25)99.06%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Star Health and

Star Health Assure Insurance Policy

  • Max cover₹1 cr
  • CSR (FY24-25)99.06%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Star Health and

Star Out Patient Care Insurance Policy

  • Max cover₹1 lakh
  • CSR (FY24-25)99.06%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Star Health and

Star Women Care Insurance Policy

  • Max cover₹1 cr
  • CSR (FY24-25)99.06%
  • PED waiting24 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Star Health and

Super Star Insurance Policy

  • Max cover₹3 cr
  • CSR (FY24-25)99.06%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Care Health Insurance

Care Advantage

  • Max cover₹1 cr
  • CSR (FY24-25)99%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Care Health Insurance

Care Classic

  • Max cover₹50 lakh
  • CSR (FY24-25)99%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Care Health Insurance

Care Enhance

  • Max cover₹55 lakh
  • CSR (FY24-25)99%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Care Health Insurance

Care for Senior Citizens

  • Max cover₹10 lakh
  • CSR (FY24-25)99%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Care Health Insurance

Care Freedom

  • Max cover₹50 lakh
  • CSR (FY24-25)99%
  • PED waiting24 mo
  • Mandatory co-pay20%
  • Room-rent prop. ded.No

Care Health Insurance

Care Joy

  • Max cover₹50 lakh
  • CSR (FY24-25)99%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Care Health Insurance

Care Supreme Senior (Super / Premium)

  • Max cover₹25 lakh
  • CSR (FY24-25)99%
  • PED waiting48 mo
  • Mandatory co-pay20%
  • Room-rent prop. ded.No

Tata AIG General

MediCare Premier

  • Max cover₹1 cr
  • CSR (FY24-25)99%
  • PED waiting24 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Niva Bupa Health

Aspire (Gold+ / Diamond+ / Platinum+ / Titanium+)

  • Max cover₹1 cr
  • CSR (FY24-25)98.5%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Niva Bupa Health

GoActive

  • Max cover₹25 lakh
  • CSR (FY24-25)98.5%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Bajaj Allianz General

Health Care Supreme

  • Max cover₹1 cr
  • CSR (FY24-25)98.5%
  • PED waiting24 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Niva Bupa Health

Health Companion (variant 1, 2, 3, Family First)

  • Max cover₹10 cr
  • CSR (FY24-25)98.5%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Bajaj General Insurance

Health Guard

  • Max cover₹1 cr
  • CSR (FY24-25)98.5%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Niva Bupa Health

Health Premia (Silver / Gold / Platinum)

  • Max cover₹3 cr
  • CSR (FY24-25)98.5%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

The New India

New India Mediclaim Policy

  • Max cover₹15 lakh
  • CSR (FY24-25)98.5%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Niva Bupa Health

ReAssure 2.0

  • Max cover₹1 cr
  • CSR (FY24-25)98.5%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Niva Bupa Health

ReAssure 3.0

  • Max cover₹10 cr
  • CSR (FY24-25)98.5%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Niva Bupa Health

Senior First

  • Max cover₹25 lakh
  • CSR (FY24-25)98.5%
  • PED waiting24 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Aditya Birla Health

Activ Care

  • Max cover₹20 lakh
  • CSR (FY24-25)98%
  • PED waiting36 mo
  • Mandatory co-pay20%
  • Room-rent prop. ded.Yes

Aditya Birla Health

Activ One — VIP variant

  • Max cover₹6 cr
  • CSR (FY24-25)98%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Aditya Birla Health

Activ One MAX

  • Max cover₹2 cr
  • CSR (FY24-25)98%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

HDFC ERGO General

Optima Restore

  • Max cover₹50 lakh
  • CSR (FY24-25)98%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Aditya Birla Health

Activ Health Platinum

  • Max cover₹10 cr
  • CSR (FY24-25)97.5%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

SBI General Insurance

Arogya Premier Policy

  • Max cover₹30 lakh
  • CSR (FY24-25)97.5%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

ManipalCigna Health Insurance

ManipalCigna Prime Senior (Classic / Elite)

  • Max cover₹50 lakh
  • CSR (FY24-25)97.5%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

ManipalCigna Health Insurance

ProHealth Insurance (all variants — Protect / Plus / Preferred / Premier / Accumulate)

  • Max cover₹5 cr
  • CSR (FY24-25)97.5%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Reliance General Insurance

Reliance Health Infinity Insurance

  • Max cover₹1 cr
  • CSR (FY24-25)97%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

SBI General Insurance

SBI Super Health Insurance

  • Max cover₹2 cr
  • CSR (FY24-25)97%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Acko General Insurance

Acko Personal Health Policy (Platinum)

  • Max cover₹10 cr
  • CSR (FY24-25)96.5%
  • PED waiting—
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Royal Sundaram General

Advanced Top Up Health Insurance Plan

  • Max cover₹5 cr
  • CSR (FY24-25)96%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

National Insurance Company

New National Parivar Mediclaim Policy

  • Max cover₹50 lakh
  • CSR (FY24-25)96%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

TATA AIG General

TATA AIG MediCare LITE

  • Max cover₹20 lakh
  • CSR (FY24-25)96%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Universal Sompo General

Universal Sompo Saral Suraksha Bima

  • Max cover₹1 cr
  • CSR (FY24-25)96%
  • PED waiting0 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

IFFCO Tokio General

IFFCO Tokio Arogya Sanjeevani Policy

  • Max cover₹5 lakh
  • CSR (FY24-25)95.5%
  • PED waiting48 mo
  • Mandatory co-pay5%
  • Room-rent prop. ded.No

Niva Bupa Health

Aspire

  • Max cover₹1 cr
  • CSR (FY24-25)95.2%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Acko General Insurance

Acko Arogya Sanjeevani Policy

  • Max cover₹5 lakh
  • CSR (FY24-25)95%
  • PED waiting48 mo
  • Mandatory co-pay5%
  • Room-rent prop. ded.No

Universal Sompo General

Complete Healthcare Insurance

  • Max cover₹50 lakh
  • CSR (FY24-25)95%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Generali Central Insurance

Generali Central Health Total

  • Max cover₹1 cr
  • CSR (FY24-25)95%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Liberty General Insurance

Health Connect Supra Policy

  • Max cover₹5 cr
  • CSR (FY24-25)95%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

IndusInd General Insurance

IndusInd Arogya Sanjeevani Policy

  • Max cover₹5 lakh
  • CSR (FY24-25)95%
  • PED waiting48 mo
  • Mandatory co-pay5%
  • Room-rent prop. ded.No

IndusInd General Insurance

IndusInd HealthGain Policy

  • Max cover₹1 cr
  • CSR (FY24-25)95%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Navi General Insurance

Navi Health

  • Max cover₹1 cr
  • CSR (FY24-25)95%
  • PED waiting48 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Bharti AXA General

Smart Super Health Assure

  • Max cover₹1 cr
  • CSR (FY24-25)95%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.No

Star Health and

Senior Citizens Red Carpet Health Insurance Policy

  • Max cover₹25 lakh
  • CSR (FY24-25)90%
  • PED waiting12 mo
  • Mandatory co-pay30%
  • Room-rent prop. ded.Yes

Star Health and

Star Comprehensive Insurance Policy

  • Max cover₹1 cr
  • CSR (FY24-25)90%
  • PED waiting36 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

Star Health and

Young Star Insurance Policy

  • Max cover₹1 cr
  • CSR (FY24-25)90%
  • PED waiting12 mo
  • Mandatory co-pay0%
  • Room-rent prop. ded.Yes

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