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Calculator — Critical illness

Same flat fee on every plan

Critical-illness rider — how much?

Reimburses bills is one thing. Replacing your income during 6-24 months of recovery is another. A lump-sum payout fills that gap.

Two inputs.

Annual income

Dependents who rely on this income

Methodology

SI = max(income × 3, ₹10L); raised to 5× if there is at least one dependent. Snapped to standard rungs (₹10L / 15L / 25L / 50L / 75L / 1Cr).

Read the full methodology →

Related checks

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