Care Health Insurance Limited
Care Supreme Senior (Super / Premium)
Senior 61+ entry
UIN CHIHLIP23045V032122We don't sell this — we'll still recommend if it fits
The dealbreaker fields
Max cover
₹25 lakh
Claim settlement (CSR)
99%
PED waiting
48 months
Specific disease wait
24 months
Mandatory co-pay
20%
Room rent prop. ded.
No
Pre / post hosp.
60 / 180 days
Network hospitals
22,000+
Free look
15 days
What this plan does well
- ZONE-BASED PRICING (Zone 1 / Zone 2) — DISTINCTIVE city-aware
- Cumulative Bonus 50%/yr max 100%; Claim does NOT reduce Bonus — DEALBREAKER ADVANTAGE
- UNLIMITED Automatic Recharge for unrelated OR SAME ILLNESS — DEALBREAKER ADVANTAGE
- UNLIMITED E-Consultations with General Physicians
- ICU: No Limit
- 60/180 Pre/Post hospitalization
- Modern Treatments up to SI
- AYUSH up to SI
Watch out for
- 20% MANDATORY CO-PAY on ALL claims — DEALBREAKER for senior buyers
- PED waiting 48 MONTHS (Niva Bupa Senior First only 24mo)
- Specific disease waiting 24 months
- Diabetes managed with Insulin NOT eligible for plan
- Free Look 15 days
- Senior Super NOT suitable for co-morbid customers
- Care OPD only in Senior Premium variant
- Palliative Care + Home Modification only in Senior Premium
Is this the right plan for you?
Run the 30-second cover calculator. We'll tell you whether this plan, or a different one, is the better fit.
Find my right cover →We don't directly sell this plan today. If our verdict says this is your best fit, we'll point you to a broker who does — and tell you our paired listed alternative so you can decide.