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Reliance General Insurance Company Limited

Reliance Health Infinity Insurance

Reliance General comprehensive health insurance with Double Cover / More Cover / Super Charger SI tiers + Restore Benefit

UIN RELHLIP23120V042223We don't sell this — we'll still recommend if it fits

The dealbreaker fields

Max cover

₹1 cr

Claim settlement (CSR)

97%

PED waiting

48 months

Specific disease wait

24 months

Mandatory co-pay

0%

Room rent prop. ded.

No

Pre / post hosp.

90 / 180 days

Network hospitals

9,000+

Free look

15 days

What this plan does well

  • Tiered SI: Base SI + Double Cover + More Cover + Super Charger — DISTINCTIVE pyramid
  • Restore Benefit 100% of SI after all tiers exhausted
  • Pre/Post 90/180 — INDUSTRY LEADING
  • Modern Treatments — 12 listed up to SI
  • AYUSH up to SI (cashless best-effort)
  • Domiciliary up to SI (>3 continuous days)
  • Organ Donor up to SI
  • Day Care all procedures

Watch out for

  • PED waiting 48 MONTHS — LONGER than industry 36-month standard. DEALBREAKER.
  • Restore Benefit only after ALL tiers exhausted (Base + Double + More + Super Charger)
  • Restore cannot be used for SAME illness in same Policy Year
  • Free Look 15 days
  • Organ Donor Pre/Post NOT covered
  • Day Care for diagnostic purposes NOT covered
  • Cashless best-effort basis (not guaranteed) for some benefits
  • Hazardous activity exclusion list very extensive (verify if affects buyer)

Is this the right plan for you?

Run the 30-second cover calculator. We'll tell you whether this plan, or a different one, is the better fit.

Find my right cover →

We don't directly sell this plan today. If our verdict says this is your best fit, we'll point you to a broker who does — and tell you our paired listed alternative so you can decide.