Star Health and Allied Insurance Company Limited
Super Star Insurance Policy
UIN SHAHLIP25036V012425We don't sell this — we'll still recommend if it fits
The dealbreaker fields
Max cover
₹3 cr
Claim settlement (CSR)
99.06%
PED waiting
36 months
Specific disease wait
24 months
Mandatory co-pay
0%
Room rent prop. ded.
No
Pre / post hosp.
90 / 180 days
Network hospitals
14,000+
Free look
30 days
What this plan does well
- Modern Treatments up to SI (strongest in Star portfolio)
- 90/180 pre/post (best Star combo)
- UNLIMITED Automatic Restoration at 100% (CIS II(15))
- Premium Waiver built-in (CI diagnosis or proposer death)
- NIL mandatory + senior co-pay (best Star)
- Freeze Your Age optional cover
- AI Face Scan 2x/month built-in
- 23 optional covers — most flexible in Star portfolio
Watch out for
- Maternity not in base (addon only)
- Higher premium due to optional-rich design (Limitless Care, Super Star Bonus add cost)
Is this the right plan for you?
Run the 30-second cover calculator. We'll tell you whether this plan, or a different one, is the better fit.
Find my right cover →We don't directly sell this plan today. If our verdict says this is your best fit, we'll point you to a broker who does — and tell you our paired listed alternative so you can decide.