IndusInd Nippon Life Insurance Company Limited
IndusInd Nippon Life Super Suraksha Plus
IndusInd Nippon Life term plan
UIN 121N149V01We don't sell this — we'll still recommend if it fits
The dealbreaker fields (term life)
Sum assured (max)
—
Claim settlement (CSR)
96%
Claims TAT
[object Object] days
Suicide exclusion
12 months
Payout options
Lumpsum · Monthly Income · Lumpsum + Monthly Income
Premium payment
Single Pay · Regular Pay · Limited Pay 5/10/15/20 +1
Policy term
5–67 yrs
Surrender value
no
Free look
30 days
What this plan does well
- Bank-backed (IndusInd Bank) + International (Nippon Life Japan) JV
- Coverage up to age 85
- Multiple PPT options (Single / Regular / Limited / Pay Till 60)
- Death Benefit Lumpsum / Monthly Income / Combination
Watch out for
- Recently rebranded (Reliance Nippon → IndusInd Nippon Life) — brand uncertainty
- Death Benefit 10x premium (vs Bandhan iTerm Prime 11x)
- No special features unique to this plan (standard term offering)
- IndusInd Nippon CSR ~96-97% (mid-tier vs top 99%+)
- Max entry 65 (no 70-entry option)
Is this the right plan for you?
Run the 30-second cover calculator. We'll tell you whether this plan, or a different one, is the better fit.
Find my right cover →We don't directly sell this plan today. If our verdict says this is your best fit, we'll point you to a broker who does — and tell you our paired listed alternative so you can decide.